What You Need to Know About Car Accidents & Personal Injury Law in Washington State

When you are injured, the effects can have devastating financial consequences. Fortunately, there is a compensatory relief when another person is to blame for your injuries. The personal injury laws established in Washington allow you to recover from the responsible party. You are entitled to compensation for financial losses, medical expenses, pain, and suffering. Even your spouse is entitled to compensation under a recovery theory called “loss of consortium.”

Personal injury laws vary depending on the type of injury you suffer, and they also vary with the responsible party. For instance, when you get injured during the course and scope of your employment, then you are likely entitled to worker’s compensation. When you get injured in an auto accident, then recovery often comes from the responsible driver’s insurance company. Sometimes the recovery comes from your auto insurance company when the responsible driver is underinsured or uninsured.

Recovery under worker’s compensation is different than recovery from a car accident because worker’s compensation entitles you to monthly wages and medical coverage. In most states, worker’s compensation insurance is mandated by law. When a work injury occurs, an employee is entitled to coverage regardless of fault. However, when a person gets injured in an auto accident, then the injury victim needs to prove that the responsible driver acted with negligence. Negligence is a legal term, and it’s interpreted by courts differently than its ordinary and everyday usage. Whether a responsible driver acted with negligence is often a fact-driven analysis performed by legal experts.

In most cases, an insurance company will handle a claim on its insured’s behalf. Insurance companies hire attorneys and claims professionals to value your injuries, and they attempt to settle your claims. However, the representatives employed by the insurance company want to settle your claim quickly, and they want to settle it for less than it’s worth. The quick and low settlement allows an insurance company to show less loss to shareholders, and it allows an insurance company to save money.

It’s imperative that you do not try to settle a case with the responsible insurance company by yourself. When you try to handle an accident alone, you might undervalue your case, and you might settle for less than you are owed. When you hire a Vancouver, Washington personal injury attorney, we can guide you through the injury process, and we can help you to maximize monetary recovery from your accident. Contact our firm today for help with your personal injury claim.

How Insurance Companies Take Advantage of People Involved in Car Accidents in California

If you were recently injured in a car accident in California, you have plenty of questions. Unfortunately, one of them may well have to do with whether or not you will be able to get a fair settlement from your insurance company. There are plenty of tricks that they use to get out of paying you your fair share.

How Your Insurance Company Can Cheat You

It only makes sense. Insurance companies are in business to take in money from premiums, not pay it out whenever asked to. To avoid doing so, they will pull all manner of shenanigans. For example, they may ask for excessively detailed info concerning the accident and then penalize you when you are unable to provide it.

They may also decide to raise the price of your monthly premiums, whether or not you were judged to be the party that was responsible for the accident. They may charge you a ridiculously high deductible that was never highlighted in the original deal that you signed with them.

They may also add insult to injury by valuing your vehicle at a lower rate than you originally got from them. They will claim that the vehicle has experienced a higher rate of depreciation that is the case.

All of this works up to the final blow that they wish to strike against you. They may try to give you a lowball settlement that doesn’t even begin to cover the cost of your medical bills, not to mention your lost wages. You don’t have to sit still and take it.

How Orange County Car Accident Attorneys Can Help You

If you want to make sure that you get the settlement you need to cover your injuries and lost wages, you need to hire a firm of Orange County car accident attorneys. Your attorney will represent you in court and work with you to get the fair settlement that you deserve.

Don’t let the opposing lawyer try to get you to contradict your testimony or trick you into incriminating yourself. Your best bet is to allow a leading firm of Orange County car accident attorneys handle your representation in court.

We know how to streamline the legal process to quickly get you the payoff you need to settle your costs. Get in touch with accident attorneys Guldjian & Fasel today to learn more about what we can do on your behalf.