Frequently Asked Questions Regarding Disability Insurance

There is a lot to know before filing a claim for disability payments, and this article will go over some of the most common questions concerning disability that you should know before starting the process.

When Should I Submit My Application?

When to apply for disability benefits is one of the most prevalent queries that most applicants have. The Social Security Administration (SSA) has a number of conditions that must be met.

Anyone who is filing a claim for disability benefits should read this. One of these is demonstrating that your impairment prevents you from working for at least a year. You must present medical proof that your medical condition is so severe that you will be unable to work for at least 12 months.

Once you’ve found your medical condition in the SSA’s Blue Book, you’ll need to research exactly what proof the SSA will require to verify that you’re suffering from it. This could include the results of medical tests such as an MRI, X-rays, blood tests, and urine tests that show the presence of your medical condition. When you are certain that you have all of the necessary evidence to submit with your application, it is time to apply for disability payments.

What is the amount of money I will receive?

The Social Security Administration (SSA) will determine your compensation based on your prior lifetime average wages when someone decides to apply for Social Security Disability Insurance (SSDI). These earnings are from positions where your employer deducted Social Security or FICA contributions from your pay. Your SSDI monthly benefit is calculated using your average covered wages over a certain time period, which is referred to as your average indexed monthly earnings (AIME). The Social Security Administration (SSA) calculates your primary insurance amount using a formula based on these figures (PIA). This is the starting point for calculating your benefit. SSDI benefits can range from $800 to $1,800 per month on average. $3,011 per month was the maximum benefit that was able to be received in 2020.

Your monthly SSDI compensation may be lowered if you receive other government benefits. Worker’s compensation, public disability payments, and any pension based on work not covered by Social Security, such as government or foreign government pensions, are all examples of this.

What Is the Process for Applying for Disability Benefits?

Before someone receives Social Security Disability Insurance (SSDI) benefits, there is a 5-month waiting period. You can apply for SSDI benefits online if you have all of the necessary evidence, or you can call the SSA’s toll-free number, 1-800-772-1213, between 8:00 a.m. and 7:00 p.m. if you are unable to complete the application online. The Disability Starter Kit will assist you in preparing for your disability interview or application online. There are kits available for people of various ages. The beginning package contains information on the paperwork that must be submitted with your application. The kits also include general information on disability programs and the Social Security Administration’s decision-making process.

Get Support for Your Disability Claim

Because the process for qualifying for Social Security disability benefits isn’t always clear, hiring a disability attorney can assist with ensuring that your claim is filled out correctly and is approved. If you’re located in San Jose, California, and are looking for a social security office in San Jose, California, go ahead and visit for plenty of information regarding Social Security.